The Ministerial Decree of July 18, 2025, and the Directorial Decree of November 21, 2025, issued by the Ministry of Enterprises and Made in Italy (MIMIT), define the criteria and requirements for supporting cybersecurity in companies, introducing specific contributions for digital solutions. Among the essential conditions for accessing these incentives, one of the most important and often overlooked requirements concerns the presence of insurance against catastrophic events. In this context, ISGroup stands out as an accredited MIMIT supplier, guiding companies in complying with the regulations through documentary and operational support, ensuring access to incentives in full safety and compliance.

Mandatory insurance against catastrophic events: what the 2026 MIMIT call provides

The ministerial provisions governing access to contributions for cybersecurity solutions establish, among the fundamental requirements, the subscription of an insurance policy against catastrophic events. This requirement addresses the need to defend digital infrastructures and corporate data from unforeseen events that could jeopardize operational continuity, such as natural disasters or serious security incidents.

What the law says

• The Ministerial Decree of July 18, 2025, and the Directorial Decree of November 21, 2025, establish that companies benefiting from the incentives must possess specific insurance coverage for catastrophic events.
• The presence of such insurance is mandatory to be able to apply for the contribution: it complements other technical criteria required by the call.
• Failure to comply with this requirement results in the inadmissibility of the application and the loss of the benefits provided by the cyber and digital incentive plan.

Reference regulatory sources

• 
  Ministerial Decree of July 18, 2025 – Support for cloud computing and cyber security services
  
• 
  Directorial Decree of November 21, 2025 – List of suppliers and technical requirements
  

How to verify the insurance coverage required by the call

For the incentive application to be considered valid, the company must produce documentation certifying the actual existence and compliance of the insurance policy against catastrophic events, according to the criteria outlined by MIMIT regulations.

• During the application review phase, it is necessary to attach a valid copy of the insurance policy, verifying that it is updated, active, and compliant with the specific requirements indicated in the decrees and their technical guidelines.
• The insurance coverage must be compared with the requirements of the call to ensure that it effectively protects against the types of events considered critical by the legislator, i.e., all events capable of jeopardizing corporate digital continuity.
• It is recommended to verify and renew the policy annually, carefully evaluating the adequacy of the conditions in relation to the evolving risk landscape and cybersecurity regulatory needs.

Documentation and checks

• The validity of the insurance documentation is verified by the relevant bodies during the application evaluation phase.
• If the exhibited policy is found to be unsuitable regarding the specific requests, the company is required to supplement or update the coverage, under penalty of exclusion from accessing the benefits.

ISGroup: comprehensive support for documentary compliance regarding the insurance requirement

ISGroup is an accredited MIMIT supplier within the scope of the cyber & digital incentives provided for 2025 and 2026. This recognition certifies that ISGroup possesses all the technical and organizational requirements demanded by law and offers companies a concrete guarantee of reliability for the submission of the incentive application.

How ISGroup facilitates insurance compliance

• Assistance in verifying insurance policies already held by the company, comparing the contents of the policy with the requirements requested by the Ministerial Decree of July 18, 2025, and the Directorial Decree of November 21, 2025.
• Support in the preparation and correct submission of the necessary documentation during the review phase, reducing the risk of formal or substantive errors that could compromise the application.
• Operational guidance for integrating or updating insurance coverage in a timely manner in case of critical issues detected during the requirement verification.

Relying on an accredited partner

• ISGroup, as a supplier recognized and certified by MIMIT, offers a service that complies with the highest technical and organizational standards indicated in the decree.
• Companies that turn to ISGroup can count on updated skills and tools, as well as full compliance with the reporting and compliance procedures set by the regulations.
• By choosing ISGroup, companies optimize time and results in requesting benefits, minimizing the risks of exclusion linked to failure to observe the insurance and documentary rules required by the call.

To learn more and receive personalized advice on how to meet all insurance and documentary requirements to access the 2026 MIMIT incentives, you can book an appointment with ISGroup:

Book your MIMIT 2026 consultation with ISGroup

Conclusions

Insurance against catastrophic events represents an essential requirement for obtaining the 2025-2026 MIMIT cyber & digital contribution. Verifying the suitability of the insurance coverage and presenting the correct documentation is fundamental to satisfying the criteria provided by the Ministerial Decree of July 18, 2025, and the Directorial Decree of November 21, 2025. ISGroup, as an accredited supplier, guarantees direct support and compliant solutions, accompanying companies through all phases of compliance and the incentive application process.

More details are available by consulting the official sources:

• 
  Ministerial Decree of July 18, 2025, MIMIT – Interventions in cloud computing and cyber security
  
• 
  Directorial Decree of November 21, 2025, MIMIT – List of suppliers and requirements
  
• 
  ISGroup – Cybersecurity Incentive 2025-2026